CRED iQ gives commercial real estate lenders a unified intelligence platform — real-time loan surveillance, portfolio risk monitoring, DSCR/LTV analytics, and distress alerts across the entire CRE universe.
Hear what professionals at the world's largest financial institutions say about CRED iQ.
CRED iQ sources data directly from trustees, servicers, and authorized data providers — not scraped aggregators. Every data point carries a verified provenance.
From first underwrite to final payoff — CRED iQ monitors every dimension of your CRE loan exposure so nothing slips through the cracks.
Continuous monitoring of every loan in your portfolio — payment status, delinquency flags, special servicing transfers, and covenant breaches tracked in real time.
Active MonitoringAutomated debt-service coverage and loan-to-value calculations at the asset, loan, and portfolio level. Stress-test your book against rate hikes and NOI compression instantly.
Underwriting SupportGet ahead of problem loans. CRED iQ surfaces early warning signals — occupancy decline, NOI deterioration, maturing debt, and borrower financial stress — before default occurs.
Early Warning SystemVerified ownership and entity data — from principals to guarantors. Identify the right decision-maker at each borrowing entity and track portfolio-wide sponsor exposure instantly.
Relationship IntelligencePull verified rent comps, sales comps, appraisal history, and assessor records at the property and loan level. Build defensible underwriting packages in minutes, not days.
Comp AnalysisAggregate risk views across your entire book — by geography, property type, vintage, or maturity bucket. Proactively allocate attention where it matters most.
Portfolio SurveillanceModel NOI haircuts, vacancy spikes, and rate resets across your entire book. Identify which loans breach DSCR thresholds under multiple stress scenarios before regulators do.
Access verified rent comps, sales comps, and appraisal history at the property and loan level. Pull and download comp packages that support defensible underwriting and valuation analyses.
Instantly run DCF, income capitalization, and refinance models on any property or portfolio. Stress-test against prevailing cap rates and benchmark against current market comps.
Avg cap rates, vacancy rates, rent per unit, and LTV benchmarks across a 2-mile radius — powered by CRED iQ's CRE Market Fundamentals for every major metro.
CRED iQ's alerts engine continuously scans for early indicators of distress — surfacing risk signals weeks before they become problems in your loan book.
Loans where trailing-12 DSCR has fallen below 1.0x or loan covenant level
Assets approaching maturity in next 90, 180, or 365 days — refinance risk flagged
Properties showing consecutive-quarter declines in occupancy or net operating income
Loans transferred to special servicing — tracked across the entire CMBS universe in real time
Properties in submarkets where prevailing cap rates have risen >75bps year-over-year
Assessor-record changes indicating title transfers or recapitalization events on pledged collateral
Configure custom alert thresholds matched to your specific portfolio parameters, covenants, and risk appetite. Never miss a material change in your collateral.
Join the CRE lenders using CRED iQ to stay ahead of risk, move faster on opportunities, and underwrite with confidence.